Example of Character Design III: David groans as he rolls up the singular major flaw, and her two minor flaws. Her major flaw, “Enmity toward a Class,” causes the Referee to roll, and she tells David, “Just stay away from wizards, and you should have good days.”
David asks, “Can I re-roll?”
The Referee shakes her head, “Not if you want to play at my table. The die is cast.”
He stares blankly, thinking of many various words of different languages. “That isn’t fair! Wizards could be everywhere!”
 “You’re right! Do something, choose something, and you should have to live with those consequences, right? Why is this table any different?” She makes some notes on her tablet, “What are your minor rolls?”
After a couple of tosses, he mutters, “’Jerk,’ and ‘Loss of Eye.’ I thought you could do re-rolls for a building point.”
 “If the Referee allows, indeed. I’m not so forgiving. Maybe you should have offered to wash and detail my Escalade in exchange for ten bee-pee.” She takes her coffee and swigs it down, drinking the grounds at the bottom, too.
David decides to take the building points from his three flaws and convert them to ability score points for his Charisma and Constitution scores. “I need to be likable, and healthy if that doesn’t work.”